Insurance appraisal in San Antonio.
San Antonio has seen some of the costliest hail storms in Texas history, and every spring brings new ones. If your insurance company's estimate doesn't cover the real cost of repairs, the appraisal clause in your policy gives you a way to get an independent review.
Common San Antonio claims
Hail & wind claims for homes and businesses.
- Hail-damaged roofs
- Stucco, siding & windows
- Vehicles & outbuildings
What we see on San Antonio claims.
Hail-damaged roofs
Large hail can destroy shingle, tile, and metal roofs in minutes. Estimates that approve only some slopes, or skip code-required items, are a common source of disputes.
Stucco, siding & windows
San Antonio's stucco and stone exteriors can crack and chip in hail. Window screens, glazing, and frames are also often missing from carrier estimates.
Vehicles & outbuildings
Carports, sheds, patio covers, and fencing are often damaged in the same storm and overlooked on the claim.
Local considerations
Our estimates use pricing that reflects the San Antonio market, so what's on paper matches what local contractors actually charge to do the work.
Areas we serve near San Antonio
The appraisal process.
Free expert evaluation
Send us the carrier's estimate, your photos, and any contractor bids. We'll tell you honestly whether appraisal is worth it.
Invoke appraisal
You demand appraisal in writing under your policy and name us as your appraiser. The insurance company names theirs.
Estimate & negotiate
We inspect the property, build a detailed line-item estimate, and work through the differences with the carrier's appraiser.
Award
If the appraisers agree, an award is signed. If not, an umpire decides. An award signed by any two of the three sets the amount of loss.
San Antonio appraisal questions.
What if my San Antonio contractor's bid is much higher than the insurance estimate?
That's one of the most common reasons to consider appraisal. We'll review both documents, find where they differ, and tell you whether appraisal is likely to close the gap.
What is an insurance appraisal?
Most Texas property policies include an appraisal clause. When you and your insurance company agree the damage is covered but disagree on how much it's worth, either side can demand appraisal in writing. Each side names its own appraiser. If the two appraisers can't agree, an umpire decides. An award signed by any two of the three sets the amount of loss.
Can appraisal help if my claim was denied?
Appraisal does not handle coverage-related issues. It only decides the amount of a covered loss.
Serving all of Texas.
Let's look at your claim in San Antonio.
Send us the basics and we'll get back to you. If you have the carrier's estimate handy, mention it. It's the first thing we'll want to review.
Call or text210-239-3769 Emailadmin@texasclaimservices.com